Privacy is a central element of FBC’s consumer protection mission. Technology has made it possible for detailed information about our customers to be compiled and shared more easily. This has produced many benefits for individual consumers and for companies. At the same time, as personal information becomes more accessible, each of us must take precautions to protect against the misuse of this information. All non-public, personal information (such as date of birth, social security number, account numbers, amounts owing) is privileged information. We do not disclose any non-public personal information about our customers or former customers to any third party, except as required by law. Brokers and correspondents will maintain safeguards and take technical, physical and organizational precautions to protect Consumer information against destruction, loss, alteration, and unauthorized access by or disclosure to third parties. The objective of each precaution will be to (i) ensure the security and confidentiality of Consumer information, (ii) protect against any anticipated threats or hazards to the security or integrity of Consumer information, and (iii) protect against unauthorized access to or use of Consumer information that could result in substantial harm or inconvenience to any customer.